The impacts of a future $100 billion disaster could be far-reaching and more complex than Katrina. Urban sprawl and climate change have increased exposure to risks, while infrastructure interdependencies, such as power grids and digital networks, could amplify cascading failures. Post-event loss amplification, including delayed claims and economic paralysis, could escalate costs. Additionally, disputes over insurance coverage, particularly in novel scenarios like cyberattacks coinciding with natural disasters, could lead to costly litigation and reputational damage for insurers. The interconnectedness of modern cities and systems makes future disasters potentially more disruptive and harder to predict.